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Agency Owner

I have worked in the insurance industry since 1989 in various job duties. I obtained an insurance license and worked as a licensed CSR for years. In 2003 I purchased my first agency in Satanta, Kansas. In 2015 I had the opportunity to purchase my second agency in Sublette, Kansas.    


I operate as an independent agency, offering clients the choice as to the company where their business can be placed. It has always been important to me to provide the best products at the best price. I take pride in small town – hometown agency style business. I like the personal relationships that are built and will always continue to provide the best personal service to each client.


My husband and I have 4 children and 8 grandchildren that keep us busy!  We love spending time with family and friends, and we visit the lake as much as possible during the summer months. 


I would love to assist with any of your insurance needs whether it be commercial, agricultural, irrigation sprinklers, home, auto or life insurance.




Hello! I’m Tawni – I am licensed in Property & Casualty. My focus is to build relationships with customers while serving needs. I am happy to write you a new policy to protect your new home, auto, motorcycle or collector car. Whether it is taking a payment, submitting an auto change, adding a discount or assisting you with a claim. I am committed to providing the absolute best experience.  


In my spare time I love spending quality time with my boys. Liam is 19 and attending college and Connor is 17 and will be a senior in High School. Other hobbies include gardening, woodworking, and photography.




Hello! I'm Justine - Your new agent with Raina Howard Insurance. I worked for the agency for 9 years prior to moving out of state. I have recently moved back to Satanta and after being back it has reassured me that Satanta will always be home to me.


I am a licensed bilingual agent in Property & Casualty. I plan to get my Life Insurance license in the near future. I am very excited and look forward to assisting you with any and all your insurance needs. I'm very optimistic about getting back into my insurance career where I can help you understand how you can protect the things that mean the most to you.


In my spare time I love spending time with family and friends. I am a proud parent of three kids, Juliana 21, Carlos 19 and Montae 13. Other hobbies include reading and arts and crafts.

The best coverage at the most affordable price.

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